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Universal life insurance provides permanent life insurance protection and access to tax-deferred cash values. We offer two types of universal life insurance, fixed and flexible.
Term life insurance product that offers life insurance protection for a specific period of time (or term). It's available in 10-, 15-, 20- or 30-year terms.
Can provide benefits should a qualifying terminal, chronic or critical illness or critical injury occur1, or if your desire is to have an income that you cannot outlive.
Guarantee® UL is the universal life policy guaranteed to be there for your beneficiaries. Guarantees are subject to the claims-paying ability of the appropriate issuing company.
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About 8% of U.S. household spending went toward health care in 2015, up from 5.8% in 2007. Even though the growth of nationwide health-care spending has slowed, the cost burden is falling more heavily on consumers
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"I don't do this enough. That is, sit down and write an e-mail praising someone's outstanding job performance. This is the case with Howard. He is responsive, courteous, patient and he always puts the customer first. When I ask Howard to do something, I can walk away knowing that it will get done promptly and accurately. He is the "face" of FA to us"
"Thank you for all your patient assistance during the state of confusion and helping us bundle everything together for Life Insurance. It was a very time consuming task and you helped put us at ease that day. We appreciate also that you used your experience and expertise to help save money on those policies. As I mentioned, I had found your office searching for a "5 Star" insurance agency to aid in these insurance matters for my Dad. You more than measured up to the "5 Star" rating. I will visit the site from Google again where I located you and make sure to add our complete satisfaction to make sure you keep your "5 Star" rating up to the top. I will highly recommend you to others for their insurance needs. Have a blessed day!"