Flexible Universal Life Insurance
The major advantage of UL is flexibility: you can change the protection level of the policy (within bounds) and you control the amount of frequency of payments (again, within bounds).
This life insurance offers protection for your family and strategies for leaving a legacy to them. It can also help small business owners with continuation planning.
Universal Life insurance with Financial Advisors
It offers you strategies and features for more cash value and income potential, all while protecting against market loss, so you can take control of your future..
Is affordable fixed life insurance that offers you the same core benefits as traditional universal life insurance products
Offers an interest crediting strategy whereby the interest credited to your policy is based on the measured performance of a market index or market indexes. Indexed universal life policies are not stock market investments and do not directly participate in any stock or equity investments and helps protect you from market losses.
Provides lifetime protection to two people, like spouses or business partners. As long as the premiums are paid, a guaranteed death benefit is paid after the death of the second insured person, even up to age 120.
Offers life insurance protection and the opportunity for cash value buildup, meeting two needs with one policy. Your accumulated cash can potentially provide you with tax-advantaged income later on, so you can maintain your current lifestyle after you retire.
No-Lapse Guarantee UL
Enjoy the fruits of your labor - and establish a lasting legacy for your loved ones. Replace income with a income tax-free death benefit. Help cover estate taxes, estate settlements fees and medical bills. Set up a buy-sell agreement to protect your business